The island's ground is not uniform beach sand
The 2009 conservation plan lists Coastal beach-urban land complex and Fill land with a sandy organic substratum among Ocean City's soils. It describes sand at the north end and underlying marsh material or dredged fill elsewhere. We treat that as planning background, not a current bearing-capacity test.
If a floor slopes or masonry cracks, we inspect the support arrangement and visible movement before discussing repairs. A damp crawl space does not by itself establish settlement, and a map description cannot tell us whether an individual footing needs structural work.